Loan Products

Growth Capital

Accelerate with flexible funding from a capital partner that understands your destination.
  • Best for: Increase Valuation
  • Non-Dilutive $$ & No Directors Guarantees
  • Fast Re-Finance Process Available
Apply NowTalk to our team
$
$100k - $3M

Funding Access

Get access up to $3 million.

3-4

Days

Approved in 3-4 Business Days.

3-36

Months

3-36 Month Loan Repayment Terms

Recent deals we've funded

A snapshot of recent deals across SMEs, software founders, ecommerce brands and VC-backed startups - Australian & Kiwi companies are actively using Tractor capital to hire, expand, refinance and acquire. Built between the bank and the VC.

VC-BACKED
Melbourne
$1M
Line of Credit · 23 days to fund
A climate tech startup funded its first commercial pilot deployment across three Victorian energy customers between Series A and Series B. Pilots installed, data collection running through winter.
PILOTS
ENERGY
SME
Perth
$600K
Growth Capital · 11 days to fund
An allied health group funded clinic expansion across regional WA - physio, exercise physiology, and podiatry under one roof.
CLINICS
EXPANSION
SAAS
Adelaide
$1.3M
Growth Capital · 20 days to fund
An ag-tech SaaS funded the first 50-customer rollout across SA broadacre farms and the field deployment team. Deployment in progress, first harvest data due Q4.
AGTECH
ROLLOUT
SAAS
Newcastle
$250K
Growth Capital · 12 days to fund
A cybersecurity SaaS funded the buildout of the channel partner program ahead of the FY26 procurement cycle. First partner agreements signed, pipeline build well underway.
CHANNEL
PARTNERS
SME
Brisbane
$400K
Growth Capital · 11 days to fund
A specialty coffee roaster funded the launch of a wholesale division targeting cafés and restaurants. Roaster capacity expanded, first wholesale accounts now buying.
WHOLESALE
EXPANSION
SME
Canberra
$350K
Growth Capital · 15 days to fund
A vocational training business funded the build of new accredited courses and a sales team targeting corporate L&D buyers. Course development live, first cohort enrolling in July.
COURSES
L&D
B2B
Melbourne
$750K
Growth Capital · 19 days to fund
An edtech SaaS funded its sales team buildout and product localisation for the international K-12 market. Currently growing APAC team.
EDTECH
INTERNATIONAL
We're financing more businesses with working capital than ever, and these are just some of our most recent deals.
‍
If you're growing, we want to hear from you. Apply directly, or chat with one of our Capital Strategists.
Quick Apply
Talk to our team

“We love the team at Tractor Ventures, and their funding solution.

We each focus on very differently shaped companies when investing at our respective earliest opportunity. But, at Blackbird, we recognise that a Tractor funding solution for plenty of companies will be a prudent financial decision at certain stages of the scaling journey.

We're happy to see more Australian and New Zealand startups have more funding options at their disposal to continue to impact on a global level, and showcase the strength of the companies we're surrounded with locally."

Niki Scevak, Co-Founder & Partner, Blackbird
HOW TO APPLY

Applying for growth capital takes only 3 steps.

Three steps. Average 14 days from "let's chat" to capital in your account.

Step 1
Quick Apply + Xero Connect
Just 5 mins. Tell us about your business and connect your accounting system. No 47-page forms.
Step 2
We Assess With Pace
Our team reviews your revenue trajectory. If you fit our criteria, we'll send you next steps.
Step 3
Funds In 24 Hours
Once all the boxes are ticked, we send funds fast within a normal business week.
We only require read-only access. We don't ask, nor require, edit or full access.
Apply Today
Don't have Xero? That's okay, we accept other providers.
Get in touch with our team, and we'll help!

Frequently Asked Questions

Why do we have Tractor Growth Capital as a finance product? 🚜
What would you use Tractor Growth Capital for? 🚜
What type of revenue and metrics do I need to have to access Tractor Capital Growth, as part of this process? 🚜
Testimonials

Explore testimonials and why Tractor

Tractor backs growing businesses with capital. Learn how other founders we've funded are using debt funding to grow faster (on their terms), without giving up equity to do it.

Explore TestimonialsWhy Tractor?

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Disclaimer

Tractor Ventures Pty Ltd ACN 626 048 084 (Tractor Ventures) is a corporate authorised representative (CAR) (CAR Number 1287213) of Boutique Capital Pty Ltd ACN 621 697 621 (Boutique Capital) AFSL 508011.

Any information or advice is general advice only and has been prepared by Tractor Ventures for individuals identified as wholesale investors for the purposes of providing a financial product or financial service, under Section 761G or Section 761GA of the Corporations Act 2001 (Cth). Any information or advice given does not take into account your particular objectives, financial situation or needs and before acting on the advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. If any advice relates to the acquisition, or possible acquisition, of a particular financial product you should read any relevant Product Disclosure Statement or like instrument and consult your own professional advisers about legal, tax, financial or other matters relevant to the suitability of this information.

Any investment(s) summarised are subject to known and unknown risks, some of which are beyond the control of Tractor Ventures and their directors, employees, advisers or agents. Tractor Ventures does not guarantee any particular rate of return or the performance, nor does Tractor Ventures and its directors personally guarantee the repayment of capital or any particular tax treatment. Past performance is not indicative of future performance.

All investments carry some level of risk, and there is typically a direct relationship between risk and return. We describe what steps we take to mitigate risk (where possible) in the investment documentation, which must be read prior to investing. It is important to note that risk cannot be mitigated completely.